ParaHubXM提供农业参数化天气保险，基于物联网气象站与AI模型，实现低成本投保、数日内快速赔付，有效降低基差风险，助力农户防灾减损。
ParaHubXM 是下一代参数化农作物保险平台，通过基于机器学习的核保系统消除基差风险，该系统基于10,000多个专有地面气象站数据进行训练。将天气数据、核保逻辑和保险能力整合到一个引擎中，实现参数化产品的规模化设计、定价、承保和理赔——从数月缩短至数分钟。
ParaHubXM 服务于希望推出或扩展参数化农作物保险产品的保险公司、再保险公司、经纪人、管理总代理及农业科技公司，帮助其实现更低的运营成本和更快的上市时间。
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