Cilantro.

Cilantro

Cilantro is an intelligent personal finance app for iOS that eliminates the busywork of traditional money management. By connecting once to your existing accounts, it automatically surfaces only what matters — unusual charges, creeping subscription costs, and auto-detected travel recaps — without requiring budgets to set up or transactions to tag. Built for individuals and couples alike, Cilantro offers a refreshingly simple approach to staying on top of your money with complete privacy and no ads.

Product Highlights

• Automatic Monitoring: Connects to your existing checking, savings, and credit card accounts to watch your money without manual input or tedious categorization.
• Smart Anomaly Detection: Flags unusual charges, new merchants, possible duplicates, and price increases with plain-English explanations like "Usually $41 here, this one was $349."
• Upcoming Financial View: Bills due, subscription renewals, and recurring-bill changes surfaced in a dedicated tab so you know what hits your account before it does.
• Auto-Detected Trip Recaps: Recognizes travel automatically, totals spending across multiple cards and currencies, and delivers a complete recap when you return home.
• Partner-Friendly Design: Works solo or with a partner — shared cards appear for both, private accounts stay private, and one household subscription covers everyone.
• Privacy-First Promise: Read-only bank connections, no data sales, no advertising, and no tracking — the subscription is the only business model.

Use Cases

• Effortless Financial Awareness: Ideal for busy professionals who want visibility into their money without the time investment of traditional budgeting apps.
• Couples Managing Shared Finances: Partners can link joint accounts while keeping individual spending private, with built-in collaboration features to discuss specific charges.
• Travel Expense Tracking: Automatic detection and multi-currency totaling of trip spending across all connected cards, delivered as a clean recap post-travel.
• Subscription Creep Prevention: Recurring bill radar surfaces price increases and tracks combined monthly burn so hidden costs do not go unnoticed.

Target Audience

Cilantro is designed for iPhone users who want financial clarity without complexity — particularly couples and individuals who value privacy, dislike traditional budgeting, and prefer automated insights over manual data entry. It appeals to those frustrated by ad-supported finance apps and seeking a transparent, subscription-based alternative from an independent studio.